<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">

  <!-- 首頁（主入口） -->
  <url>
    <loc>https://accident-helper.com/</loc>
    <lastmod>2026-05-12</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>

  <!-- 肇責初判分析 -->
  <url>
    <loc>https://accident-helper.com/wizard</loc>
    <lastmod>2026-05-12</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- 理賠折舊計算機 -->
  <url>
    <loc>https://accident-helper.com/calculator</loc>
    <lastmod>2026-05-12</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- 和解金額估算 -->
  <url>
    <loc>https://accident-helper.com/settlement</loc>
    <lastmod>2026-05-12</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- 常見問答 FAQ -->
  <url>
    <loc>https://accident-helper.com/faq</loc>
    <lastmod>2026-05-12</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- 緊急事故指南 -->
  <url>
    <loc>https://accident-helper.com/emergency</loc>
    <lastmod>2026-05-12</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- 車禍處理時間軸 -->
  <url>
    <loc>https://accident-helper.com/guides/timeline</loc>
    <lastmod>2026-05-12</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- 強制險與保險理賠指南 -->
  <url>
    <loc>https://accident-helper.com/guides/insurance</loc>
    <lastmod>2026-05-12</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- 理賠文件清單指南 -->
  <url>
    <loc>https://accident-helper.com/guides/claims</loc>
    <lastmod>2026-05-12</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- 調解指南 -->
  <url>
    <loc>https://accident-helper.com/guides/mediation</loc>
    <lastmod>2026-05-12</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- 事故鑑定指南 -->
  <url>
    <loc>https://accident-helper.com/guides/appraisal</loc>
    <lastmod>2026-05-12</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- 筆錄注意事項 -->
  <url>
    <loc>https://accident-helper.com/guides/statement</loc>
    <lastmod>2026-05-12</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- 理賠文件清單 -->
  <url>
    <loc>https://accident-helper.com/checklist</loc>
    <lastmod>2026-05-12</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- 法定時效追蹤器 -->
  <url>
    <loc>https://accident-helper.com/deadline-tracker</loc>
    <lastmod>2026-05-12</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

</urlset>
